Sariputra A, Oktavia O. The Impact of Credit Risk, Market Risk, and Operational Risk on Bank Financial Performance with State Ownership as a Moderating Variable in Indonesia (2020-2024). Eduvest [Internet]. 2026Jun.6 [cited 2026Jun.6];6(6):6770-8. Available from: https://eduvest.greenvest.co.id/index.php/edv/article/view/53092