Suryanto, Dadang Agus. “Analysis of the Role of Digital Technology in Improving Banking Customer Personalization”. Eduvest - Journal of Universal Studies 5, no. 7 (July 29, 2025): 9523–9528. Accessed October 5, 2025. https://eduvest.greenvest.co.id/index.php/edv/article/view/51955.