FAUZAN, J.; HANGGRAENI , D. . Excess Liquidity, Moral Hazard, and Credit Risk in Indonesian Commercial Banks. Eduvest - Journal of Universal Studies, [S. l.], v. 6, n. 8, p. 8993–9003, 2026. DOI: 10.59188/eduvest.v6i8.53230. Disponível em: https://eduvest.greenvest.co.id/index.php/edv/article/view/53230. Acesso em: 12 aug. 2026.