SARIPUTRA, A.; OKTAVIA, O. . The Impact of Credit Risk, Market Risk, and Operational Risk on Bank Financial Performance with State Ownership as a Moderating Variable in Indonesia (2020-2024). Eduvest - Journal of Universal Studies, [S. l.], v. 6, n. 6, p. 6770–6778, 2026. DOI: 10.59188/eduvest.v6i6.53092. Disponível em: https://eduvest.greenvest.co.id/index.php/edv/article/view/53092. Acesso em: 6 jun. 2026.