MAHYA, Y.; DEWI, N. .; HASBU, W. Y. . The Influence of Business Owner Characteristics, Financial Literacy, and Financial Inclusion on Business Capital Choice Decision and its Implications for Business Growth. Eduvest - Journal of Universal Studies, [S. l.], v. 5, n. 7, p. 9395–9412., 2025. DOI: 10.59188/eduvest.v5i7.51816. Disponível em: https://eduvest.greenvest.co.id/index.php/edv/article/view/51816. Acesso em: 5 oct. 2025.