MARDHIKA, B. A. P.; MARPAUNG, J. N. . The Influence of Digital Transformation on Risk-Taking in Commercial Banks in Indonesia Using Text Mining. Eduvest - Journal of Universal Studies, [S. l.], v. 5, n. 9, p. 11014–11033, 2025. DOI: 10.59188/eduvest.v5i9.51379. Disponível em: https://eduvest.greenvest.co.id/index.php/edv/article/view/51379. Acesso em: 31 oct. 2025.