ADRIAN, F. Analysis of Bank Efficiency in Indonesia Based on Financial Ratios. Eduvest - Journal of Universal Studies, [S. l.], v. 5, n. 8, p. 10481–10499, 2025. DOI: 10.59188/eduvest.v5i8.51270. Disponível em: https://eduvest.greenvest.co.id/index.php/edv/article/view/51270. Acesso em: 13 nov. 2025.