YUSWANDI, A.; HAMDANI, H. Influence of Materialism, Financial Literacy, and Risk Perception on Propensity to Indebtedness Among Peer-to-Peer Lending Users: A Case Study of Generation Z in Tangerang City. Eduvest - Journal of Universal Studies, [S. l.], v. 5, n. 9, p. 11848–11861, 2025. DOI: 10.59188/eduvest.v5i9.51025. Disponível em: https://eduvest.greenvest.co.id/index.php/edv/article/view/51025. Acesso em: 5 oct. 2025.