Puspitasari, D. and Taufiqurrochman, C. 2026. The Impact of Credit Risk and Operational Efficiency on Profitability and Its Implications on the Capitalization of Bank Perekonomian Rakyat Wibawa Mukti Jabar During the 2019-2023 Period. Eduvest - Journal of Universal Studies. 6, 2 (Feb. 2026), 1808–1816. DOI:https://doi.org/10.59188/eduvest.v6i2.52882.